Wills

Who Can Be a Beneficiary in Your Will? Rules, Restrictions, and Requirements

Originally published: January 18, 2016  |  Last updated: February 8, 2026 TL;DR: A beneficiary is any person or organization named in your Will to receive assets from your estate. Family members, friends, children, and charities can all be beneficiaries — regardless of where they live in the world. However, animals cannot directly be beneficiaries, and […]

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Anonymous

Tim Hewson

February 8, 2026

Originally published: January 18, 2016  |  Last updated: February 8, 2026

TL;DR: A beneficiary is any person or organization named in your Will to receive assets from your estate. Family members, friends, children, and charities can all be beneficiaries — regardless of where they live in the world. However, animals cannot directly be beneficiaries, and witnesses to the signing of your Will cannot be beneficiaries. A spouse and minor children generally must be provided for. If you die without a Will, only immediate relatives inherit and the government determines the split.

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What Types of Bequests Can You Include in a Will?

A bequest is a gift or property transfer specified in your Will. There are three types:

Bequest TypeDescriptionExample
Fixed sum of money (pecuniary legacy)A specific dollar/pound amount paid from the estateLeave $5,000 to a friend
Specific item or propertyA named possession transferred to a beneficiary. If you no longer own it at death, the bequest is “adeemed” (void).Leave your Porsche to your nephew
Percentage of residual estateA share of everything remaining after debts, taxes, expenses, and specific gifts are paidDivide residual estate equally among three children

Who Can Be a Beneficiary?

Family members — anywhere in the world

There is no geographic restriction. An expat can name a family member in any country as a beneficiary. The executor is responsible for locating them and delivering their bequest.

Children — including minors

Children of any age can be beneficiaries. Minors cannot directly receive an inheritance, so you should set up a testamentary trust in your Will specifying the ages at which they receive their inheritance (e.g., one-third at 21, one-third at 25, the remainder at 30).

Friends

A beneficiary does not need to be a relative. Your Will is an opportunity to recognize the impact friends have had in your life. Be sure to identify them unambiguously — full name and relationship, not just “my friend Bob.”

Charities and organizations — anywhere in the world

Charities, churches, schools, community groups, and scholarships can all be beneficiaries. This is known as planned giving or legacy giving. ExpatLegalWills.com specifically prompts you to consider charitable bequests.

Who Cannot Be a Beneficiary?

Animals

In most jurisdictions, a pet is considered property, and property cannot own other property. However, many jurisdictions now allow pet trusts where the trust funds are used for the benefit of the animal.

A witness to the signing of the Will

This is the most critical rule. A witness to your Will cannot benefit in any way from its contents. Most jurisdictions also disqualify the spouse of a witness from being a beneficiary. At best, the witness forfeits their bequest; at worst, the entire Will may be overturned.

Illegal beneficiaries

You cannot leave a bequest to a terrorist organization, promote hate speech, or include any provision that would be illegal. Courts have overturned Wills found to violate anti-discrimination laws.

Key Takeaway

The slayer rule prohibits inheritance by someone who murders the person from whom they would inherit. However, simply being convicted of an unrelated crime does not disqualify someone from being a beneficiary.

trusts for minors

Who Must Be a Beneficiary?

Depending on jurisdiction, certain people may have a legal right to claim from your estate:

  • Spouse or civil partner — most jurisdictions allow a spouse to challenge a Will that disinherits them
  • Minor children — generally protected by law from being completely excluded
  • Adult children — increasingly, courts are granting adult children successful challenges (e.g., UK Inheritance Act claims)
  • Dependents — anyone who can demonstrate financial dependency on you may have a claim

charitable bequests

What Happens If You Die Without a Will?

Without a Will (dying “intestate”), local laws dictate asset distribution:

  • Your spouse probably will not receive everything — most jurisdictions split assets between spouse and children
  • Everything may need to be sold to establish a cash estate value for percentage-based distribution
  • No charities or friends will receive anything
  • If you have no relatives, everything goes to the government

Frequently Asked Questions

Can a beneficiary live in a different country?

Yes. There are no geographic restrictions on naming beneficiaries. Your executor is responsible for locating beneficiaries and delivering their bequests regardless of where they live.

Can I leave my entire estate to a charity?

Generally yes, but you may be legally required to provide for your spouse and dependents first. If you plan to disinherit family members in favor of charities, consider seeking legal advice.

What is “ademption”?

Ademption occurs when you leave a specific item in your Will but no longer own that item at the time of your death. The bequest is simply void — the beneficiary typically does not receive a cash equivalent.

Tim Hewson

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