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Why should you NEVER use a FREE Last Will and Testament form or document?

There are many websites out there that offer a free Last Will and Testament document. Problem is, their focus is not on estate planning. Most of these websites offer hundreds or thousands of different legal forms and documents that can be filled in and downloaded for free.

They have no focus on estate planning. Laws continue to change in this critical area and there are many possible variations depending on your personal situation. Many of these free documents only cover the most basic requirements. You need to be confident that your Last Will and Testament is up to date with laws in your local jurisdiction, and that it is a comprehensive representation of your wishes.

You'll want to use a website that specializes in creating high quality, lawyer-approved estate planning documents: Wills, Powers of Attorney, and Living Wills.

If a document is free, the company still needs to make money somewhere. Think about it. Usually, they want your personal information so that they can sell it to third parties, such as insurance companies and financial advisors.

Furthermore, these "free" websites often won't let you download a free document without making you enter your credit card information. This is because they will actually start charging you a monthly or annual fee. It's usually only the first week or month that's free. Be careful. Many consumer complaints have resulted from these unwanted credit card charges.

Before using any of these companies, be sure to check their customer complaint history at the Better Business Bureau (BBB). They might have a high BBB rating, but they should not have a long history of customer complaints and issues.

There's an old adage: "Nothing is free." Take that to heart and you won't be putting your entire estate at risk.
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